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<p><span style='font-size:18.0pt'>Equity Research / Daily Research and News -
Market Commentary</span></p>

<p align=center style='text-align:center'><strong><o:p>&nbsp;</o:p></strong></p>

<p align=center style='text-align:center'><strong>November 28, 2008</strong></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width: 100.0%">
	<tr>
		<td style="padding:0in 0in 0in 0in">
		<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width: 100.0%">
			<tr>
				<td style="padding:3.0pt 3.0pt 3.0pt 3.0pt">
				<p class="MsoNormal">
				<span style="font-family: Arial,sans-serif"><font size="2">The 
				DJIA rose for 5th straight day as stocks staged late rally that 
				pared some of Wall Street's November losses, which were among 
				the worst ever. C, CAT, AXP, JPM, BA, KO, PG, MMM were leaders. 
				NYSE breadth 20-9 positive, NASDAQ breadth 17-8 positive. 
				Post-Thanksgiving trading was slow until the final half hour as 
				some traders adjusted portfolios for December and next year. 
				Next Friday's Nonfarm Payroll likely to confirm economy 
				contraction will last through first half of 2009. Bonds rose for 
				3rd day. Gold futures also rose. Dollar index rose as euro, 
				sterling fell. Oil fell.</font></span></td>
			</tr>
		</table>
		<p class="MsoNormal">&nbsp;</td>
	</tr>
	<tr>
		<td style="padding:0in 0in 0in 0in">
		<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width: 100.0%">
			<tr>
				<td colspan="6" style="padding:3.0pt 7.5pt 3.0pt 7.5pt">
				<p class="MsoNormal"><b>
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">CLOSING MARKET DATA</font></span></b></td>
			</tr>
			<tr>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal"><b>
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">DOLLAR</font></span></b></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal">
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">HIGHER</font></span></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal"><b>
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">NASDAQ</font></span></b></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal">
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">1,535.47 &nbsp; +3.47</font></span></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal"><b>
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">S&amp;P 500</font></span></b></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal">
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">896.24 &nbsp; +8.56</font></span></td>
			</tr>
			<tr>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal"><b>
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">10-YR YIELD</font></span></b></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal">
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">2.95 % </font></span></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal"><b>
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">VOLUME</font></span></b></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal">
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">786,481,800</font></span></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal"><b>
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">DJIA</font></span></b></td>
				<td style="padding:3.0pt 3.75pt 3.0pt 3.75pt">
				<p class="MsoNormal">
				<span style="font-family: Arial,sans-serif; color: black">
				<font size="2">8,829.04 &nbsp; +102.43</font></span></td>
			</tr>
		</table>
		<p class="MsoNormal">&nbsp;</td>
	</tr>
</table>
<p align=center style='text-align:center'><i>Provided by Standard and Poor's</i></p>

<p class=MsoNormal><o:p>&nbsp;</o:p></p>

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